Target is a well-known store among people in the United States. It is one of the best retailers that is popular for its amazing offers, discounts, new items, and much more. Many people, whenever they want to purchase anything, they rush to Target to get the things in their cart. However, Target has done some good things for its loyal customers, which might be an ideal thing for many people out there. They have introduced a credit card which makes it convenient for the customers as well as makes everything smooth for you. Keep going on with this article, and you will learn some things about the Target Credit Card.
Target’s Credit Card, often called RedCard, is a credit card from Target. Cardholders can conveniently use this in Target’s retail stores US-wide and on the store’s website. This card offers customers a 5% slashed discount on any purchase that they will be made at Target with no annual fee. On top of that, you can return the items within 30 days.
However, some things are different when it comes to interest rates or annual percentages. It is over 20%. If you carry high balances on your card for months, the interest charges might wipe out your savings from the discount.
Although Target is offering a 5% discount on your checkout, other companies’ credit cards offer cash back. They offer cash back because the credit card company refunds a small amount of the price that you have spent on your purchases.
There are essential points that you have to look into. Check them below:
Target RedCard is basically a store credit card. You can get a Mastercard or a debit card from Target.
RedCard benefits have a 5% discount on purchases made at Target with no annual fees, and the cherry on top is 30-day returns and exchanges.
Related: All 5 Facts You Need To Know Hereof The Ulta Credit Card
You will find RedCard in different forms. It includes a Target credit card and a Target Mastercard. However, Target also offers a debit card you can draw from your checking account. Every card has its own perks.
Target has partnered up with notable financial organizations in order to offer branded credit cards. Customers can use them in the store. TD Bank USA issues Target’s credit cards. It is one of the biggest banks in the USA and an associate of the TD Bank of Toronto, Canada.
Customers can use these Target RedCard charge cards at any retail store of Target or whenever they are purchasing stuff from Target’s website. Meanwhile, the Mastercard can easily be used anywhere. As you know, they are used everywhere in the US. Therefore, it comes with sign-up incentives for customers who have recently been approved as the new cardholder of RedCard. You can apply for Target Credit Card online from their official website.
As we know, most of these credit cards come with incredible rewards and advantages. They are useful for people who are always looking to purchase something. The best thing about this card is that you will be getting a 5% discount every time you use these cards at a Target store or on their website.
You can read about the advantages of Target RedCard below:
No annual fee.
Free 2-day shipping on many items
30-day free returns and exchanges
Premier offers for particular items, gifts, and more
Bonuses on sign-ups every other month.
Note: You won’t get a discount on prescription drugs. There’s a separate program for Target’s pharmacy, which has lower costs for people who need prescription drugs.
If you are looking forward to apply for Target Credit Card, then you need to apply for it by completing the credit application. There’s a mail-in application that you can find on Target’s official website. It will require your bio-data and details related to your finances. You have to provide your driver’s license number as well as social security number, and annual gross income. If you are looking forward to applying online, just simply head over to Target’s online form.
You have to complete the application of Target Credit Card in order to be able to get your hands on the RedCard.
Target’s Credit Card is the best way to save up some money as well as use the saved money in the future. It will help you in getting what you want for a long time. The 5% discount will work every time you make small or big purchases. Moreover, you can use these cards anywhere you want.
To wrap this up, now you know pretty much about Target’s very own credit card, RedCard. These cards are the best in their own category and are really useful for people who want discounts on their purchases. If you are interested in this card, then you can apply for Target Credit Card online, then provide the important information, and you will be approved in the coming days.