Saving $26,000 in a year sounds unbelievable. Anna Newell Jones is proof that it works. These tips can also save you a lot of money.
Anna Newell Jones had a heavily negative account. In fact, a minus of $23,600. With such a heap of debts, many see no way out and stuck their head in the sand instead of actively working on the debt misery. Newell Jones also faced the problem. But she chose the second variant. She began to save - and whopping $18,000 in 12 months.
You think that canâ€™t work or only with a big salary? The American official has proved the opposite. She recently revealed her secret to the "Business Insider". She only spent money on absolutely necessary things and only bought things she really needed. All extra expenses such as takeaway coffee, clothes or books have been canceled. She was always the sort of person who buys all the things she wants, as she writes on her own blog "Andthenwesaved".
(all tips are from the blog "Andthenwesaved"):
Instead of buying expensive books in the bookstore, you can borrow them from the library. You do not even have to buy music anymore: CDs are also available in libraries.
For some, it is only a means to an end, for others, it is a part of the personality. The fact is: Clothes can save a lot of money. Instead of buying new blouses, pants or pullovers, older items can be spiced up out of the closet. From old jeans read quickly make shorts, beautify T-shirts with scissors or utensils from the craft supplies.
Be it clothes, books or electronics. Everyone has things at home that they no longer need. Instead of getting things dusted, sell them online or at the flea market. Many different portals such as eBay, gadgets or even Facebook groups are suitable for this.
Think about whether they can save money on their daily routines. How much time do you spend in the shower, for example - is there any potential for savings there? The same applies to extras such as a towel warmer, hair dryer or shower gel.
From now on there are no more expensive gifts for friends and family, which in the end do not like them anyway. Instead, write a card and bake a cake instead. The gift is not only much cheaper, but also more personal.
Here is often the biggest savings potential. Instead of brand name, buy no-name products. Oatmeal with milk or as a warm porridge for breakfast is cheap and can be spiced up with jam. In summer, you can fall back on fruits from the trees of acquaintances.
An overview, which manufacturers behind German no-name products stuck, can be found in the FOCUS online database: trademarks from prominent.
Yes, the car is a very convenient variant - but also an expensive one. Bus and train are often cheaper and also environmentally friendly. Many routes can also be easily walked. Overcome your inner bastard.
If you really want to save, you should not eat out. This also applies to the coffee-on-the-go or the sandwich at the bakery. Take coffee and snacks from home. Instead of going to the restaurant, you can cook with friends at home.
Gym, cell phone, and newspaper subscriptions. Which contracts do you really need and to what extent? Maybe you can change your mobile phone contract to a cheaper one, or choose a less-expensive package at the gym. Many exercises can even be performed at home alone.
Contract changes can easily save hundreds, sometimes thousands, of dollars.
The visit to the hairdresser is immediately noticeable in the purse. Do not dye your hair yourself. Also, longer hair rarely needs a haircut.
If saving is difficult for you, remember the following tips:
â€¢ Learn to say "no" to yourself and others.
â€¢ Do not make any hasty decisions, but think twice about spending money and need it. A list helps to do this: enter things that you really need and buy only what's on the list.
â€¢ Tell your friends that you are saving at the moment. These will help you more and understand your decisions.
â€¢ Exchange with other people about their saving tips.